Bank of the West Mortgage and Home Equity Home Loan Pricing Specialist in Atlanta, Georgia
Mortgage and Home Equity Home Loan Pricing Specialist
At Bank of the West, our people are having a positive impact on the world. We’re investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy. From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people’s lives, and strengthen communities. We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we’re a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.
Job Description Summary
The Mortgage and Home Equity Pricing specialist is responsible for a wide variety of duties within the Pricing team. In addition to managing the relationship pricing process, this role will be responsible tracking and generation of reporting and documentation of pricing exceptions. This role will assist with functions of the Pricing Desk, including providing exceptional service to our business partners. May maintain and administer product rate sheet.
Depending on applicant’s skills, experience, and interests, this role can evolve to include advanced analytics, ownership of reporting functions, or development of pricing programs and procedures in addition to daily price desk coverage.
Essential Job Functions
Manages relationship pricing process and validation.
Assists with the Pricing Desk, ensuring compliance with Pricing Policy and Procedures. Makes pricing decisions on individual loans with complex circumstances
Produces and maintains monthly pricing exception tracking and reporting.
Builds and maintains code and other analytical tools
Develop and grow strong relationships with business partners
Assists in development of daily/weekly/monthly market position reports
Other mortgage pricing related duties as assigned by manager
Other Job Duties
- Performs other duties as assigned
3 years in the mortgage, banking, or financial services industries
Experience with Mortgage / Home Equity Sales or Pricing preferred
At least 2 years of programming/coding experience (SAS,SQL, PYTHON, VBA, etc.) preferred
Advanced Excel skills
Understanding of statistics and/or modeling preferred
Bachelor's Degree Finance, Economics, Statistics, or Business Administration or Equivalent Work Experience
Master’s degree preferred
- 3 years in the mortgage, banking, or financial services industries
Superior customer service
Advanced Excel and PowerPoint
Intermediate programing/coding experience (SAS, SQL, PYTHON, VBA, etc)
Basic knowledge of mortgage and/or consumer real estate loan, sales, underwriting, documentation, and legal/regulatory requirements
Ability to manage multiple tasks
Ability to interact with sales and audit partners, consistently providing superior customer service and support
Analytical and statistical skills desired but not required
Equal Employment Opportunity Policy
Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.
Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.
Job: Product Development
Location: United States-Arizona-General AZ
Other Locations: United States-Illinois-General IL, United States-Wisconsin-General WI, United States-Minnesota-General MN, United States-Missouri-General MO, United States-North Dakota-General ND, United States-Iowa-General IA, United States-Kansas-General KS, United States-Nevada-General NV, United States-Wyoming-General WY, United States-Washington-General WA, United States-Oklahoma-General OK, United States-Idaho-General ID, United States-Utah-General UT, United States-Colorado-General CO, United States-Georgia-General GA, United States-Ohio-General OH, United States-New Mexico-General NM, United States-South Dakota-General SD, United States-Texas-General TX, United States-Oregon-General OR, United States-California-General CA, United States-North Carolina-General NC, United States-Nebraska-General NE
Requisition ID: 054001