Bank of the West Senior Portfolio Risk Anlyst in San Ramon, California
Senior Portfolio Risk Anlyst
At Bank of the West, our people are having a positive impact on the world. We’re investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy. From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people’s lives, and strengthen communities. We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we’re a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.
Job Description Summary
The Senior Portfolio Risk Analyst is responsible
for internal risk function for the Small & Medium Enterprise (“SME”). The responsibilities
include preparing management reporting, forecasting, variance analysis and
performance measurements for the Enterprise. The Senior Portfolio Risk Analyst also
facilitates and participates in periodic portfolio reviews for the various
Divisions of the Enterprise. Additionally, the role may perform ad hoc analysis
of specific credit transactions and portfolio segments, provide financial
information for executive management as needed and provide support for other
various special projects, including merger and Reports to the SME Portfolio
Risk Control Manager acquisition-related activities. The position has access to
confidential information regarding the Enterprise's clients and personnel.
Essential Job Functions
Monitors classified credits (to include special mentionand weakening pass-graded accounts) and prepares monthly report at Grouplevel
Monitors delinquent loans of the Group and providesreports to Division Executives.
Monitors large lending relationships
Will manage the Group's Portfolio Management database.
Performs analysis of portfolio-related issues by unit,division, industries, and commodities in the various markets of the Group.
Attends all Special Assets status meetings onclassified credits.
Attends all Inspection exit meetings on the variousunits of the Group. Provides assistance in the coordination andfacilitation of the planning process for the Group.
Other Job Duties
Knowledge of the lending markets, bank product areasand bank systems
Thorough knowledge of commercial lending withexperience as a commercial lender, risk officer, senior loan examinerand/or credit administrator.
Performs other duties as assigned.
Bachelor’s Degree and/or equivalent work experience
Requires 7 years minimum prior relevant experience inBanking, Database/Reporting, or Risk Analysis/Management
Required technical skills: Microsoft Office withadvanced knowledge in Excel and Access, SQL, SQL Server, Oracle, OBIEE,Tableau, and PowerBI
Strong analytical skills
Excellent communication skills; verbal and written
Customer service oriented.
Able to manage multiple deadlines.
Excellent communication skills.
Excellent organizational prioritization skills.
Handles multiple tasks in fast-paced environment withchanging priorities.
Strong personal responsibility for quality of work,including accuracy, reliability, completeness and timeliness ofinformation and reports.
Solid judgment, tact and diplomacy.
Equal Employment Opportunity Policy
Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.
Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.
Job: Risk Management
Location: United States-Kansas-Overland Park
Other Locations: United States-California-San Ramon, United States-Kansas-Overland Park, United States-Utah-Salt Lake City, United States-Colorado-Greenwood Village
Requisition ID: 052141